People saving and relying on the FDIC may be exposing their capital to other risks. Fintech apps blur the lines between risk-off savings and risk-on investment accounts.
With an infrastructure built from the ground up to address existing and potential issues, DeFi is an emerging paradigm changing the meaning of finance.
Major banks are already on a real-time payment (RTP) network. Why does it feel like we're stuck with ACH?
The legacy financial infrastructure in the U.S. has held back fintech innovation